The Decker Law Firm has handled hundreds of mortgage foreclosure matters and has a wealth of experience in this area. Our firm has represented a variety of creditors including major financial institutions, credit unions, commercial banks, holding companies, and private individuals in the prosecution of mortgage foreclosure actions in Florida’s Third Judicial Circuit.
Andrew J. Decker, IV has substantial experience representing borrowers, developers, farmers, and all types of property owners defending mortgage foreclosure actions and deficiency judgment claims. He has defended foreclosure actions in Florida state court and protected his clients’ rights under the Bankruptcy Code in federal Bankruptcy Court.
Andrew J. Decker, IV will be happy to explain your rights and options under Florida foreclosure law and federal bankruptcy law. He is experienced handling mortgage foreclosures for both borrowers and lenders. If foreclosure litigation is unavoidable, he is prepared to pursue every available foreclosure defense, including defenses based on violations of the Truth in Lending Act, improper assignment of your mortgage from one lender to another, improper acceleration, and the lender’s failure to file the original loan documents with the Court. While these defenses may not prevent foreclosure, they can provide additional time to (i) sell the property, (ii) refinance the mortgage, (iii) obtain a loan modification or forbearance, (iv) give the lender a deed in lieu of foreclosure, or (v) file a Chapter 13 bankruptcy to restructure the mortgage debt.
If you are potentially facing or currently facing a mortgage foreclosure action, and wish to learn more about your rights, please do not hesitate to contact Andrew J. Decker, IV.
Andrew J. “AJ” Decker, IV, grew up in Live Oak, Florida and graduated from Suwannee High School in 1997. He attended Emory University, earning a Bachelor of Arts in Political Science in 2001. He subsequently attended Florida Coastal School of Law, graduating with high honors in 2004. AJ represents client in civil litigation matters, focusing…
"Andrew Decker represented me in my case regarding custody and child support. He worked very diligently on my case to assure that I received the best result. I would absolutely recommend Mr. Decker..." - Ashley (5 star review)
"Mr. Decker did an excellent job representing me when a large bank filed suit against me trying to take everything I worked for all my life. The bank had already foreclosed on my property, a ..." - Melissa (5 star review)