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Terms of Use


This website, (“Site”), is operated by The Decker Law Firm, P.A. (“Decker Law Firm”), a Florida professional association located in Live Oak, Florida. Please review these Terms of Use carefully before using this Site to ensure a clear understanding of the relationship arising from your use of the Site. By using or accessing this Site, you agree to be bound by these Terms of Use. The Decker Law Firm reserves the right to modify these Terms of Use at any time by posting modified Terms of Use, and your continued use of the Site thereafter will constitute agreement with such modifications.

In some jurisdictions this web site may be considered advertising. The hiring of a lawyer is an important decision that should not be based solely upon written information about the qualifications and experience of our firm and its attorneys. The information contained in this Site is provided as a courtesy by the Decker Law Firm and is intended for informational purposes only. Nothing in this Site is to be considered as either creating an attorney-client relationship between the reader and the Decker Law Firm or as rendering of legal advice for any specific matter. Readers are responsible for obtaining such advice from their own legal counsel. This Site is not intended as a substitute for professional legal advice. If you have, or suspect that you may have a legal problem, you should consult with a lawyer to obtain legal information and recommendations specific to your problem. Persons accessing this Site assume full responsibility for the use of the information and understand and agree that the Decker Law Firm is not responsible or liable for any claim, loss or damage arising from the use of the information. The Decker Law Firm assumes no responsibility for any consequence relating directly or indirectly to any action or inaction you take based on the information or material on this Site. While the Decker Law takes reasonable measures to keep the information on this Site accurate, complete and up-to-date, the Decker Law Firm not be responsible for any damage or loss related to the inaccuracy, incompleteness or lack of timeliness of the information.

The information and materials provided on this Site are provided “as is” and without warranty of any kind, express or implied. The Decker Law Firm disclaims all express and implied warranties with regard to the information and materials contained on this Site, including without limitation implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall the Decker Law Firm, its officers, directors, agents, and employees be liable for any loss or injury, or any damages, whether direct, special, indirect, punitive, incidental, exemplary, consequential, or otherwise, whether based on breach of contract, tort (including negligence), product liability or otherwise, resulting from your access or use of this Site. You hereby waive any and all such claims against the Decker Law Firm, its officers, directors, agents, and employees. You agree that the limitations set forth above are fundamental elements of this agreement, and that the Site and its materials would not be provided to you absent such limitations.

All materials contained on this Site, and all intellectual property rights thereto, including copyrights, trademarks, service marks, trade names and trade dress, are owned by the Decker Law Firm. You agree not to copy, reproduce, republish, transmit, modify or distribute any of the information and materials contained on the Site without the prior written approval of the Decker Law Firm.

The Site may contain links to external web sites and external web sites may link to the Decker Law Firm Site. The Decker Law Firm is not responsible for the content or operation of any such external sites, makes no representations regarding any such sites, and does not necessarily endorse or approve of the information, material, products or services contained on or accessible through any such sites. You acknowledge and agree that your linking to other sites, your use of such sites, and your use of any information, material, products and services offered by such sites, are solely at your own risk.

You agree that you will not use this Site for any unlawful purpose, or for any purpose prohibited by these Terms of Use. You agree to indemnify, defend and hold harmless the Decker Law Firm, its officers, directors, agents, and employees from any liability, loss, claim and expense (including attorneys’ fees) related to (i) your violation of these Terms of Use, and/or (ii) your posting, access, or use of materials on this Site.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard for any principles of conflicts of law.

In the event of any controversy or claim between you and the Decker Law Firm regarding the content or use of this Site, you agree that any action must and shall be brought only in the county and circuit court in the Third Judicial Circuit, in and for Suwannee County, Florida. You hereby waive, and agree not to assert, as a defense in any action, suit or proceeding for the interpretation or enforcement hereof, that he, she or it is not subject thereto or that such action, suit or proceeding may not be brought or is not maintainable in said courts or that the venue thereof may not be appropriate or that this agreement may not be enforced in or by said courts.

In the event of any controversy or claim between you and the Decker Law Firm arising out of or relating to the content or use of this Site, you and the Decker Law Firm agree that neither party shall be entitled to join or consolidate claims by or against other parties or maintain an action as a representative action, class action, or private attorney general action.

Our failure at any time to require performance of any provision of these Terms of Use or to exercise any right provided for herein or by law shall not be deemed a waiver of such provision or such right. All waivers must be in writing and signed by an authorized representative of the Decker Law Firm. Unless the written waiver contains an express statement to the contrary, no waiver by us of any breach of any provision of these Terms of Use or of any right provided for herein or by law shall be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under these Terms of Use.

If any provision of these Terms of Use is held by a court of competent jurisdiction to be contrary to law, such provision shall be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law and the remaining provisions of these Terms of Use shall remain in full force and effect. These Terms of Use and the terms and conditions contained herein set forth the entire understanding and agreement between the Decker Law Firm and you with respect to the subject matter hereof and supersede any prior or contemporaneous understanding, whether written or oral.

Last modified October 27, 2010

Need Help With Mortgage Foreclosure?
The Decker Law Firm has handled hundreds of mortgage foreclosure matters and has a wealth of experience in this area. Our firm has represented a variety of creditors including major financial institutions, credit unions, commercial banks, holding companies, and private individuals in the prosecution of mortgage foreclosure actions in Florida’s Third Judicial Circuit.
Andrew  J. Decker, IV Attorney Photo
Andrew J. Decker, IV

Andrew J. “AJ” Decker, IV, grew up in Live Oak, Florida and graduated from Suwannee High School in 1997. He attended Emory University, earning a Bachelor of Arts in Political Science in 2001. He subsequently attended Florida Coastal School of Law, graduating with high honors in 2004. AJ represents client in civil litigation matters, focusing…

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  • "Mr. Decker did an excellent job representing me when a large bank filed suit against me trying to take everything I worked for all my life. The bank had already foreclosed on my property, a ..." - Melissa (5 star review)

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Lake City FL 32055
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